Is ACD Financial Services the right for you?

ACD Financial Services is a factoring company that specializes in servicing small businesses.  In particular, they purchase accounts receivables from companies that cannot get financing by another factor because of volume, have trouble getting a bank loan, may be a start-up company less than two years old, or have an unfavorable credit or bankruptcy history.  Their services provide instant cash to businesses, in any industry, that are experiencing cash flow problems.

ACD Financial Services Factoring Program

With rates starting as low as 1.5%, ACD Financial bases their fees on the invoice aging and credit quality of the customers.  They will buy multiple invoices or single invoices as low as $100 and advance up to 85% of the invoice amount after verification.  The remaining balance or reserve, less their fee, is paid once the customer remits their payment.  Generally, funding is granted in less than 72 hours.

ACD Financial Services Loan Programs

Businesses with strong cash flow can qualify for an unsecured business loan up to $100,000.  Candidates must have a separate business bank account, been in business for a minimum of 1 year and process at least $3,000 in credit card transactions per month.  For those companies that do not accept credit cards, a 2 year operating history is needed along with a bank balance average of at least $3,000.  ACD Financial provides micro small business loans to minority, Hispanic and women-owned businesses.  Loans of this nature range from $500 to $50,000.

For individuals looking to build their credit, have no credit or poor , ACD Financial also offers credit builder loans from $500 to $700.  Proof of income is required and applicants must be a resident of , , , or Puerto Rico.  The borrower need not be a small business owner to qualify.

Lastly, ACD Financial Services has an program that finances 100% of the cost of the equipment allowing companies to conserve cash and working capital instead of tying it up in equipment expenses.  Equipment types may include computer equipment and software, office machinery and , equipment, commercial vehicles, medical equipment and restaurant equipment.

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ACD Financial Services Location

950 Eagles Landing Parkway, #216
Stockbridge, GA 30281
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